你要在科罗拉多斯普林斯创业吗, 埃尔帕索县, 出纳员县, 或者周围的派克峰地区? 以下是你可以开始的方法!
第一次咨询 科罗拉多商业资源手册，一本在科罗拉多州创业的基本指南. 的 guide is customized to include the specific forms and licensing information for each individual business. 如果你还有问题，请联系720的小企业导航员.665.7439. 一旦你对自己的业务有了基本的了解， 联系离你最近的bt365亚洲版官网 to schedule free one-on-one consulting services as well as referrals to various government sources of assistance that provide additional business consulting and economic development assistance.
的 State of Colorado does not issue or require a generic general business license. 许可证 are issued by various state agencies for specific types of business, 活动和职业.
要验证一个名字是否已经在科罗拉多州使用，请检查 国务卿网站. 公司, 有限责任公司, 个体户, general partnerships and trade names register organizational paperwork with the Secretary of State (). Trade name registration with the Secretary of State does NOT establish exclusive rights. 然而, it is required when doing business under any name other than the first and last names of the owner(s)/organizer(s). 欲了解更多信息，请参阅《bt365亚洲版官网》一章 科罗拉多商业资源手册.
科罗拉多州的州销售税税率是2.9%. 然而, sales tax is also collected for counties, cities and special districts. 的 exact sales tax rate is determined by adding the various rates that apply at the location where a sales transaction is completed. 国家征收大部分销售税. 然而, there are 71 “home rule” cities that require separate licensing and directly collect their city’s portion of the sales tax on all sales made within their jurisdiction. 有关更多信息, 点击这里. 的 部门的收入 发布科罗拉多 销售/使用税率，drp1002，上面列出了科罗拉多州所有辖区的税率. 科罗拉多州销售税分会 科罗拉多商业资源手册 也可以.
Workers’ compensation insurance is purchased through private insurance companies in Colorado. 没有一个国家基金. 科罗拉多立法机构 Pinnacol保证 ()是一家非营利性的保险承运商，出售职工保险. 然而，它不是一个国家机构. Many new businesses frequently obtain their workers’ comp through Pinnacol; however, 它不要求新企业使用Pinnacol. Businesses are encouraged to shop for the best rates and service as they would for any other form of insurance. 咨询目录，并与其他企业主交谈以供参考. For information regarding employer responsibilities to provide workers’ compensation insurance coverage, 联系 职工补偿分工 ()或参考《bt365亚洲版官网》章节 科罗拉多商业资源手册.
不幸的是, there are really no government grants – state or federal – available for starting a business. 的re are very specific targeted government grants but they rarely apply to start ups. 这些资助被称为小企业创新研究(SBIR)资助. SBIR grants are usually issued by a federal agency that is seeking research and development in specific areas including military weapons development, 生物技术等高新技术领域. SBIR科罗拉多 (ext 201)是一个帮助企业家的非营利组织, 科学家和研究人员确定了SBIR资助机会.
的 vast majority of government loans programs – state and federal – are called guaranteed loans. 申请这些贷款, a business owner contacts a bank or other financial institution which applies to the government for a guarantee on the loan. 还有其他形式的私营企业融资. 融资章 科罗拉多商业资源手册 概述了这些选项中的许多. 在与银行或寻求任何其他形式的融资之前, 企业主应该意识到两个重要因素:
- 为新企业融资是非常困难的. 的 majority of financial resource for a new business will come from the personal assets of the owner and their family and friends. Banks and the government prefer to see a two or three year business history before making a loan, 不管企业的年龄. 但这并不排除融资的可能性, 这使得第二个因素更加重要.
- A complete and well written business plan is critical to any type of financing. bt365亚洲版官网 centers provide free one-on-one consulting to assist business owners in the writing of their business plan. 商业计划章 科罗拉多商业资源手册 提供撰写商业计划的基本大纲.